We have launched an aggressive home
ownership drive to place 300 first time homeowners into new homes
in Detroit communities. Our initiative is Detroit's Next 300. We
believe that the American dream of home ownership is possible for
many Detroit area residents without being swindled by high interest
rates and sub-prime mortgages.
Since 2003, Michigan Neighborhood
Partnership has provided home ownership counseling. This has led to unique
partnerships with local developers and housing organizations such as Habitat
for Humanity, Messiah Housing Corporation and the new Highland Park Collaborative.
In 2007, MNP expanded our services by hiring a staff of MSHDA certified
counselors who could better serve the needs of our clients.
The program recruits renters with
positive rental history and provides long-term assistance to prepare them
for homeownership. The MNP TEAM of HUD and MSHDA certified counselors work
hand and hand with the potential buyers to provide them with the best homebuyer
education possible. Our TEAM (which consist of home ownership advocates,
credit and home ownership counselors) is committed to serving our clients
until they complete the purchase and to offer consultation for two years
following their home purchase. This is a two-year outreach that incorporates
our IDA Program (Savings for Success) and other financial opportunities
available to potential homeowners in the Detroit area.
Whereby most
home counseling agencies use purchased materials for their educational
component, MNP developed its "Road To Success Homeownership Manual" following
a series of focus groups with consumers, trainers and financial institutions.
Below is a listing of subjects
offered through our six-week home ownership classes:
Everyday Money Management
House Shopping
Building Financial Assets
Life as a Homeowner
Credit Matters
Taking Care of Your Home
Protecting Yourself
Homeowners Rights
Owning My Own Home
Avoiding Foreclosure
Home Financing
In addition to our manual every
class is a mix of special presentations, videos and problem solving exercises
designed within the context of active learning. Our trainers participate
in regular in-services and other training to keep them abreast of changes
and to enhance their communication skills. .
Our Homeownership Services:
Free Homeownership Classes
Home Maintenance Education
Financial Management Counseling
Foreclosure Prevention Counseling
Economic Literacy
FSS/Key to Own Counseling
Pre-Purchase Consultation
Identify Opportunities for Down Payment Assistance
